Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world with total assets of over $2.4 trillion (as ranked by SNL Financial, April 2016) and 140,000 colleagues in nearly 50 countries. In the U.S., we’re 13,000 strong, working together to positively impact every customer, organization, and community we serve. We achieve this by delivering on our values, putting people first, fostering long-term relationships built on honesty and mutual understanding, and inspiring the best in each other. This is all part of our inclusive, high-performing culture supported by Total Rewards that include our cash balance pension plan. Join a team that’s working to fulfill its vision to be the world’s most trusted financial group.
Develop, maintain, and work to broaden and deepen close business relationship with existing clients as well as cultivate business with prospect customers. Co-work with members of the Credit Control, Customer Service Department, Administration Group, Product Offices, and RMs of Japanese Primary Offices in providing high quality overall banking services to the clients. Serve as contact officer for clients for matters relating to all banking services.
Extend credit to clients identified as qualified clients based on their creditworthiness and credit requirements as well as their 'fit' with the MUFG organization. With guidance from Management and consultation with Credit Divisions, establish and negotiate terms and conditions under which credit will be extended to various clients, making sure the terms are in compliance with the bank policy guidelines.
Cross-sell bank products and services in collaboration with Product Office members by proactively identifying transaction opportunities, marketing each product to identified clients, negotiating the terms and conditions, and executing and documenting the transactions.
Collect and analyze information that reflects the current creditworthiness of the clients. Obtain information through:
Direct inspection of the clients' business and collateral
Review of interim financial reports
Review of other relevant documents.
Perform special projects and duties relating to departmental services as assigned, including tasks related to internal and external audits and examinations.
In-depth knowledge of business and finance practices, international banking transactions, lending regulations & procedures, and marketing strategies.
7+ years of experience in marketing and corporate lending positions.
Strong interpersonal skills.
Strong financial aptitude and broad analytical ability.
Excellent oral and written communications skills including excellent business writing, editing, and proofreading skills.
Bilingual in Japanese and English is required.
The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.
We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.
A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it's the bank's policy to only inquire into a candidate's criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.