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Credit Risk Analyst (Public Finance)

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  • Requisition #: 10028790-WD
  • Job Type: Full Time
  • Location: New York, NY
  • Brand: MUFG

Your potential. Your opportunity.

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world (as ranked by S&P Global, April 2018) with total assets of over $2.9 trillion (106.2 (JPY) as of March 30, 2018) and 150,000 colleagues in more than 50 countries. In the U.S., we’re 13,000 strong, working together to positively impact every customer, organization, and community we serve. We achieve this by delivering on our values, putting people first, fostering long-term relationships built on honesty and mutual understanding, and inspiring the best in each other. This is all part of our inclusive, high-performing culture supported by Total Rewards that include our cash balance pension plan. Join a team that’s working to fulfill its vision to be the world’s most trusted financial group


Are you ready to make an impact?

 

Support Credit Administration for the Wholesale Bank (CDA) in New York and handle credit coverage for clients in the Public Finance segment.

  • You will support the credit management of the Public Finance and Financial Institutions portfolios.
  • You will perform due diligence and regularly scheduled evaluations of clients.
  • You will support the preparation of detailed credit analyses and credit applications; includes evaluation of loan/transaction purpose/structure, repayment sources, historical and projected operating performance, regulatory/industry risk, etc.
  • Credit and financial analysis skills required for assessment of new customers and review of existing portfolio.
  • You are responsible for the coordination and communication of account information across various constituencies throughout the organization.
  • You are responsible for knowledge of particular sectors and review of current events in assigned portfolio utilizing internal and external sources.
  • You will perform oversight of covenants compliance database and facility closing due diligence, including documentation.
  • You will attend customer and bank meetings when appropriate.
  • You will work on special projects, as assigned

Advanced Credit/Underwriting Solutions:

  • You will prescreen proposed transactions to identify critical structural issues and risks, balancing institutional policy with business objectives.
  • Understand and maintain base industry knowledge of industries represented in portfolio, including technical aspects, regulatory issues and unique credit product activity.

Policy and Deal Advocacy:

  • You will assist Senior Credit Officers by participating in committees, project teams, or transaction discussions.
  • Support the Senior Credit Officer, communicate with Relationship Managers to resolve issues to ensure transaction requests are acceptable within the risk appetite of the firm.
  • Evaluate and establish or confirm appropriate ratings for transactions and advise on appropriate exposure level in the context of guidelines for transaction and group level exposure.
  • Ensure compliance with policy and regulatory requirements
  • Ensure compliance with internal policy and procedural requirements.

 

Our culture gives me reason to believe in our vision. Day in and day out, we all come together as one MUFG. - Erjin S. - Managing Director, Transaction Banking Diversity at work.  100% score on human rights campaign. Corporate Equality Index 2014-2018 Our achievements. Best Corporate Bank in the World. Global Finance - 2018

Additional Requirements

Do you have the following skills for this job?

  • Bachelor's degree. Working towards a CFA or MPA, desired.
  • You have good verbal and written communication skills appropriate for a professional environment.
  • You have strong computer skills in Microsoft Word, PowerPoint and Excel.
  • Ability to work independently and under pressure.

The above statements are intended to describe the general nature and level of the work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.


We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.


A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it’s the bank’s policy to only inquire into a candidate’s criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.

 

 

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